"Success in RE comes down to two factors: taking risks and taking action!"
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Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Communities
Past Clients
Felicidades Familia!
Fort Worth, TX
Buyers
DeSoto, TX
New Construction Buyers
Fort Worth, TX
Compradora Contenta!
Arlington, TX
Buyers
Midlothian, TX
Purchased in Country
Midlothian, TX
Veteran Buyers
Fort Worth, TX
Happy Sellers
Aledo, TX
Yes to the Address!
Fort Worth, TX
New Construction Buyer
Rowlette, TX
Invested
Hico & Coleman, TX
New Construction Buyer
Fort Worth, TX
Reviews
Thank you Diana & Manny for all of your help, we were truly blessed to have a team like y’all helping us out every step of the way. We cannot thank you enough!
Daniel Romero
Diana and Manny are amazing!! My wife and I were first time home owners with a lot of questions and concerns, but Diana and Manny guided us with patience, diligence, and so much personal care. They went above and beyond to make this experience possible, even when we thought we wouldn't be able to make it happen. They traveled from far to see places with us, gave us honest opinions about houses, worked with our budget, and gave us many general useful tips. They were also very helpful with all the paperwork, and went through every single detail in the contracts, plus answered all our questions!! Even after the purchase, they continued to help us with home and mortgage questions.Give them a call for a wonderful and easy process towards your home purchase!!!
